Launch white-label vehicle service contracts, GAP coverage, and tire & wheel protection for your dealership or automotive brand. Own your F&I experience with 100% in-house programs.
Offer a full suite of F&I protection products at the point of sale, all white-labeled and fully integrated with your dealership.
Comprehensive powertrain, bumper-to-bumper, and stated component coverage. Flexible terms from 1โ7 years or mileage-based.
Protect buyers from owing more than their vehicle is worth. Cover the gap between insurance payout and remaining loan balance.
Cover tire damage from road hazards, curb impacts, and wheel cosmetic damage. No deductible required.
From sedans to electric vehicles, our platform adapts to your dealership lineup.
01 The bread and butter of F&I. VSC, GAP, and tire & wheel protection for the most common vehicle types.
02 Heavy-duty coverage for work vehicles. Powertrain, fleet maintenance, and downtime protection programs.
03 Battery, drivetrain, and charging system coverage. EV-specific plans that build buyer confidence.
04 VSC, accident, and theft protection for motorcycles, ATVs, and UTVs. High-margin niche market.
From technology to insurance to compliance: we handle the hard parts so you can focus on selling vehicles.
APIs, dashboards, and white-label widgets that integrate in minutes with your dealership systems.
Get connected with insurance providers experienced in vehicle service contracts and F&I products.
Inquire about how Umbrella can manage your brands licenses, renewals, and ongoing compliance monitoring in all 50 states.
Click through the complete journey, from setup to customer purchase to claims resolution.
Turn every vehicle into a recurring revenue opportunity while building buyer loyalty.
Vehicle protection is the highest-margin F&I product. Average 35โ50% margin per contract across all vehicle categories.
Buyers with VSCs show 55% higher CSI scores and are 3x more likely to return for their next vehicle.
Fully white-labeled from the menu to the contract. Buyers see your dealership, not ours.
Go live in under a week with pre-built DMS integrations for major platforms. No IT team required.
Track penetration rates by product, salesperson, and vehicle type. Optimize every deal.
An automotive F&I specialist plus 24/7 support. We understand your dealership.
AI-powered claims resolution in under 24 hours. Drivers get back on the road fast.
Everything you need to know about launching protection programs for automotive dealerships and brands.
You can offer Vehicle Service Contracts (powertrain, bumper-to-bumper, stated component), GAP coverage, tire & wheel protection, appearance packages, key replacement, and more. Every product is fully configurable through the Umbrella dashboard to match your dealershipโs F&I strategy.
When a customer or repair facility contacts us, we authorize the repair and coordinate with the shop. Payments are made directly to the repair facility, eliminating any out-of-pocket hassle for the customer. Our average turnaround is 48 hours from filing to repair authorization for standard claims.
Yes. Umbrellaโs rule engine lets you configure coverage options by vehicle type, age, mileage, and MSRP. You can create different product tiers for new, certified pre-owned, and pre-owned vehicles, each with their own pricing, terms, and coverage levels.
Most dealerships go live within 3โ7 business days. We have pre-built DMS integrations for Reynolds, CDK, and Dealertrack that make setup fast. We handle all insurance licensing, compliance, and program configuration during onboarding.
Yes. Umbrella has pre-built integrations with major DMS platforms including Reynolds & Reynolds, CDK Global, and Dealertrack. Data syncs in real-time for contracts, claims status, and reporting, with no manual entry required.
Umbrella connects you with A-rated insurance carriers. All service contracts are fully insured and obligor-backed, giving your customers the security of knowing their coverage is protected by established, financially stable carriers.
Powering warranty and protection programs for businesses of every kind
Protection plans for e-bikes & e-scooters
Vehicle protection, simplified
Device coverage, registration to resolution
Coverage for sports & recreation equipment
Flexible plans for every appliance
Guarantees for nurseries & garden retailers
Protection plans for e-bikes & e-scooters
Vehicle protection, simplified
Device coverage, registration to resolution
Coverage for sports & recreation equipment
Flexible plans for every appliance
Guarantees for nurseries & garden retailers
See why leading e-commerce brands trust Umbrella to power their warranty programs.
I rarely leave app reviews, but this one has been such a game changer. โฆ We can now fully customize warranties for each product or collection and manage claims internally.
The best warranty app by far. Great support team.
Umbrella has been great for us. The ability to customize warranties by product or collection is a huge plus. โฆ It has actually turned into a solid revenue stream for us.
Love the app so far, and it is a great added revenue stream for us. Customer service team was super helpful with onboarding and very responsive.
The product is very clean and easy to use. Best of all is their customer support. It is top tier!
Their support made the process much easier to navigate. Feliks in particular was incredibly patient, and I truly appreciate all of them sticking with me every step of the way. THANK YOU TEAM UMBRELLA!
The team were so helpful, they created a bespoke widget for us that matched the look of our store.
Great app, easy to implement. Support team is very helpful.
Innovative and cool idea. Works really well and feels incredibly polished.
Seamlessly integrate with your e-commerce platform, email & SMS marketing, CRM, helpdesk, and payment processor. No custom development required.
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Join 500+ brands using Umbrella to sell, manage, and optimize their warranty programs. Start free today.
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